Does Your Homeowners Insurance Cover Winter Roofing Damage?

Most homeowners insurance covers direct roofing damage from severe winter weather, but you’ll need to contain the damage as soon as your roof collapses. You’ll also need to move your exposed furniture and other stuff away from the exposed area or cover them with a tarp to mitigate damage. The exact details of what the insurance covers will vary for each homeowner, but yours should also cover wind damage during a blizzard or displacement due to a major power outage. To prevent possible disputes when filing for storm damage repair, it’s important to present records proving that you’ve maintained your roof regularly as well as take pictures and videos of the damage as part of the claim.